NEW MEMBERSHIP APPLICATION
Requirements for new members:
- Should be an employee of DepEd-CAR
- Fill up membership form
- Attend Membership Education Seminar (P.M.E.S.) beneficiaries
- Paid minimum share of 5,000
- Paid membership fee P100.00 and passbook P60.00
- 2 pcs picture (1×1)
MEMBER’S BENEFITS
- Dividends
- Patronage refunds on availment of products and services
- Damayan/Death Claim up to 6 family members
- Medical claim for major operations (medical abstract)
- Interest on Savings Account with at least 2% per annum
- Members in good standing can avail of:
TECHNOLOGY SUPPORT LOAN up to P75,000 (gadgets, laptops, desktop, cellphones)
EMERGENCY LOAN ( for members in good standing)
>>>> P5,000 (3 month to pay)
>>>> P10,000 (6 month to pay)
SALARY LOAN (up to 1 million with max of 5 years term)
LOAN APPLICATION
How to avail loan:
- Fill up loan application form (signed by the school head)
- Attach latest original payslip
Over the Counter Loan (OTC)
- Must present latest payslip including co-maker’s payslip
- Loan more than 35k should secure Post Dated Check (PDC)
ADDITIONAL INFORMATION
1. Share Capital /Fixed Deposit of at least P5,000 and the same shall “NOT” be withdrawn during the depositor’s membership.
2. A duly approved member may open a Savings account, however, no member may open a savings account unless the P5,000 minimum share capital / fixed deposit is first fully paid. Savings Deposits maybe withdrawn during the depositor’s membership at any time that the office of the BCSTEMPC is open for business in accordance with the provisions of the by-laws.
3. Loans may be made to any member in good standing, subject to rules and regulations contained in the By-laws and guidelines and those that may be promulgated by the board of directors or the Cooperative Development Authority. The amount and terms of loan shall be in accordance with by-laws. Fines for non-payment of loans as agreed will be levied unless excused by the board of directors for cause.
ABOUT US
VISION
By 2026, BCSTEMPC is an Independent Service Oriented, Viable and Sustainable Muli-Purpose Cooperative
MISSION
To provide affordable credit facilities to its members with systematic loan collection and to engage in innovative investment opportunities that rebound
CORE VALUES
Transparency, Resiliency, Integrity, Loyalty and Social Responsibility
SOCIAL GOALS
Increased Capitalization
Enhanced Self Reliance
Competent Management & Employees
COMMITTEES
ELECTION
Napoleon Fernandez
Arthur Sadcat
Arlito Pecay
AUDIT
Teresita Mayam
Brenda Carino
Alice Milan
EDUCATION
Lillian Pagulongan
Joseph Estigoy
Elaine Cabuag
MEDIATION
Nieves Ebanio
Esnesto Dulce
Walter Pundo
GENDER & DEVELOPMENT (G.A.D.)
Elma D. Donaal
Rufina Dela Cruz
Remedios Andrada
ETHICS
Ceferino Cawaon
William Rilveria
Elvira Daguio
TREASURER
Zenaida D. Manzano
BOARD SECRETARY
Geraldine Sumipit
MANAGEMENT
Atty. Augustin P. Laban III
General Manager
STAFF
Veronic Cardona “Ronie”
Leah Marie V. Jugal “Leigh”
Arvin A. Eleponga “Arvin”
2022 BOARD OF DIRECTORS
Whitney A. Dawayen
Chairperson
Lillian Pagulongan
Vice Chairperson
Rachel M. Bugtong
Elma D. Donaal
Esther K. Litilit
Ellen B. Donato
Romulo M. Flora
Baguio City School Teachers and Employees Multi-Purpose Cooperative (BCSTEMPC)
Address: PFVR Multi-Purpose Center, Upper Session Road Corner Military Cut-off, Baguio City 2600
Phone: 444-9395
email: bcstempc@gmail.com
Office hours: 8:00AM -5:00PM Monday to Friday